Yakoota Launches a Next-Generation Comparator Offering a 360° View of Insurance Contract Quality
Yakoota has introduced a revolutionary insurance comparator that provides a comprehensive and personalized view of insurance contract quality, leveraging generative AI technology. This innovation respects regulatory requirements and integrates Environmental, Social, and Governance (ESG) considerations into insurance advice.
AI-Powered Personalized Advice, Fast and Reliable
Yakoota's algorithm can analyze over 10^12 possible combinations to find the best insurance offer based on individual criteria, including geographic location, type of assets, coverage options, and more. It also takes into account the multiple interactions between these variables. In just a few seconds, it ranks insurance contracts and proposes additional personalization options based on the policyholder's preferences (coverage quality, management quality, ESG score, and digital performance). The algorithm generates an automated, personalized, and factual report, meeting the requirements of the Insurance Distribution Directive (IDD).
This automated and personalized comparison of insurance quality is a world first, enabling French insurance agents and brokers to save time and achieve unprecedented precision.
A Holistic and 100% Independent Comparison
Yakoota compares all insurance offers and components of contract quality, including:
- Coverage quality: contract clauses are systematically taken into account and weighted according to their importance, rather than subjective choices.
- Management quality: the reliability, speed, and simplicity of management acts and services are integrated.
Yakoota's teams are particularly proud to explicitly introduce ESG scores into the evaluation of insurance contract quality, promoting sustainable insurance practices.
The Yakoota comparators confirm that a holistic view of quality is essential for providing reliable advice. We make them available to all market players to facilitate quality-price comparisons.
A Practical Solution, Accessible Everywhere
Yakoota has developed a cloud-based solution for insurance advisors, accessible via the Yakoota.fr website or integrated into brokers' CRM systems. The solution is available for a monthly fee of €37 HT or as an annual subscription. Individuals can compare all insurance contracts, including those from bancassurance and mutual companies, for just €5 TTC per quoted property.
Mohamed Baccouche, founder of Yakoota, states: "We decided to launch our solution when our algorithm began to consistently outperform our experts. It found the best insurance in just a few seconds. As impressed as we are, we still recommend taking the time to choose your insurance contract and doing so with an advisor using the Yakoota comparator, especially for non-standard needs. We believe the future belongs to augmented intelligence: artificial intelligence serving human expertise!"
