Tunisian Bank Corporation (STB) Confirms its Solidity at the End of 2025
At the close of 2025, the Tunisian Bank Corporation (STB) confirms its solidity. The numbers speak for themselves: customer deposits have exceeded 12,508 million dinars, marking a progression of nearly 10% in one year. More than just a statistic, this growth testifies to the renewed trust of individuals and businesses in an institution that remains a pillar of savings in Tunisia.
A Diversified Savings Portfolio
The structure of deposits shows customers who are attentive to managing their finances:
- Current accounts (checking accounts) amount to 4,382 million dinars.
- Savings accounts reach 4,993 million dinars.
- Time deposits show the strongest dynamic, standing at 2,735 million dinars, indicating that customers are actively seeking to enhance their capital in the long term.
Strategic Management: Prudence and Returns
On the financing side, STB has opted for balance. While customer loans experienced a slight decline (8,646 million dinars), the bank has massively redirected its resources towards investments. These investments jumped by 36.7% to reach 4,786 million dinars.
Operational Performance and Efficiency
The bank's financial health is thriving. The Net Banking Product (NBP) progresses by 5.9% to stand at 688 million dinars. This performance is accompanied by improved internal efficiency: the operating coefficient improves, moving from 50.08% to 48.47%. In clear terms, the bank is producing more value while optimizing its operating costs.
