Microcred SA Announces Unprecedented Measure to Boost Economic Inclusion in Tunisia
Microcred SA, a leading microfinance institution in Tunisia, is proud to announce an exceptional measure to promote economic inclusion: a unified interest rate reduction of 8 points across all its credit products. This new unified tariff will apply to all credit products, making Microcred SA one of the most competitive institutions in the market, effective Monday, August 4, 2025.
This significant rate reduction is a direct result of the "NEXTT" transformation plan, launched in October 2022 following the company's transition to 100% Tunisian ownership. The plan has enabled Microcred SA to modernize its operations, significantly improve productivity, and reduce operating costs.
"Our transformation was not an end in itself, but a means to fulfill a promise: to make financial autonomy more accessible. Today, we are translating our efficiency gains into tangible benefits for our clients, particularly the most vulnerable," said Mrs. Awatef Mechri, General Manager of Microcred SA. "By reducing the cost of credit, we are giving them additional means to create value, better develop their impact projects, and improve their daily lives."
Modernization at the Service of the Client
The success of Microcred SA's transformation is built on two major pillars:
- Complete Digitalization of the Customer Journey: From online credit simulation to fund disbursement, processes have been entirely digitized to offer a simpler, faster, and more transparent experience.
- Hyper-Proximity Culture: Teams have been trained to reinforce personalized listening and accompaniment, addressing both confirmed project holders and those still at the idea stage.
Over 50 New Credit Formulas to Accelerate Social and Economic Impact
In parallel with this generalized rate reduction, Microcred SA is enriching its catalog with over 50 new credit formulas designed to respond to specific needs:
- Young graduates and rural women with high-impact projects (green economy, circular economy, solidarity).
- Low-income salaried workers and unbanked individuals needing financing for personal or family projects.
These new offers also benefit from flexible repayment modalities (monthly, quarterly, semi-annual, or annual), adapted to the seasonality and real financial capacity of each project.
With these strong commitments, Microcred SA reaffirms its mission: to be the trusted partner and growth driver of choice for micro-entrepreneurs and households excluded from the traditional financial system in Tunisia.
