Net Assets of OPCVM Reach New High: 8,849.8 Billion TND
Since the beginning of the year, the evolution of net assets has reached a record 1,845.4 billion TND. This growth is driven by all types of investment vehicles: 1,693.1 billion TND from bond OPCVM, 148.9 billion TND from mixed OPCVM, and 3.4 billion TND from equity OPCVM. Over the past month, the increase has been 248.2 billion TND, with 206.6 billion TND coming from bond OPCVM.
At the beginning of the year, we expected to reach 8 billion TND by the end of the year. Today, we have already exceeded 9 billion TND. Investors have understood the game of interest rates and that the impact of the decrease in the key rate is not uniform for all investment opportunities. Bank savings are directly affected, but OPCVM, which invest in fixed-rate papers, will continue to benefit from high returns for years to come. It's only when reinvesting at a lower rate that returns will start to decline, while still remaining higher than those of savings accounts.
For those who want to optimize further, they must take the time to examine the financial statements of OPCVM, particularly the composition of their assets. The more they contain BTAs, sovereign and corporate bonds with fixed rates, the more the fund in question will continue to offer high returns for a longer period than its peers. This will allow for refining the strategy while waiting for the economy to recover and for all this accumulated money to be transformed into financing for the productive sector.
