Maher Chafi: The Pioneer of LegalTech in Tunisia
In the tech industry, there are those who react to problems and those who anticipate them. Maher Chafii, CEO of LegalTech.tn, falls into the latter category. As a former legal director and risk manager in financial institutions, he has seen firsthand how the lack of legal visibility can be costly.
From Reaction to Prevention
This experience led to the creation of LegalTech.tn in 2020, a Tunisian startup that aims to transform legal data into a strategic tool for preventing risks and securing financial decisions. "The real problem is not the lack of rules, but the lack of visibility," explains Maher Chafii. Often, decision-makers are forced to make decisions based on partial or fragmented information: scattered legal announcements, late detection of structural changes, and links between entities discovered only at the time of default.
A New Approach to Risk Management
Before LegalTech.tn, Maher Chafii remembers the times when he had to chase after information once a problem had already arisen. Today, the platform allows users to track the legal movements of companies over time: share transfers, creation of new entities, changes in headquarters or governance. As a result, risk managers can understand the risk trajectory before problems become critical. "We change the temporality of risk," he summarizes. No more last-minute stress! Prevention becomes a decision-making tool, not just a reflex after the fact.
A New Perspective on Recovery
But LegalTech.tn is not limited to prevention. It also transforms recovery, thanks to information. "The classic mistake is to think that recovery starts at the time of non-payment," notes the CEO of LegalTech.tn. The platform tracks, in a structured manner, share transfers or acquisitions, bankruptcies, court-ordered recoveries, sales of business assets, creation of related entities, changes in headquarters, and even judicial sales of assets. For a litigation manager, this information is a goldmine. It not only allows them to qualify a debtor's behavior and anticipate their strategies but also to adapt legal actions. In short, LegalTech.tn transforms reaction into enlightened strategy.
The Key Role of Technology
Moreover, technology plays a crucial role here, and Maher Chafii emphasizes: "AI is not there to decide for you. It detects weak signals and processes volumes of data that are impossible to analyze manually. But the decision remains human, contextualized, and responsible." A cautious yet effective approach that ensures technology serves the profession, not the other way around.
A Transversal Tool
Today, LegalTech.tn accompanies a wide range of actors, including banks, leasing companies, microfinance institutions, insurance companies, SMEs, lawyers, bailiffs, and groups of companies. Beyond research, the platform offers continuous monitoring of legal announcements related to a significant volume of clients or counterparties, thanks to targeted and personalized alert mechanisms. In fact, this capability allows users to have proactive visibility into legal developments that may influence their commercial relationships or exposure to risk.
Expansion into the Maghreb Region
That being said, LegalTech.tn has made a significant move. The Tunisian fintech has just opened a subsidiary in Algeria and obtained official certification. And it's not just for show: among its first members are already Fransabank, Al Baraka Bank, Maghreb Leasing Algeria, and Faderco.
Morocco is also on the horizon, ready to join the adventure. The startup's goal is to become the reference in Legal Risk & Recovery Intelligence in the Maghreb and sub-Saharan Africa within five years. And behind this ambitious goal, there is no empty promise: LegalTech.tn relies on solid expertise, proven reliability, and data exclusively from official and certified sources.
With LegalTech.tn, risk becomes... a little less risky.
