ATL Closes Second Quarter of 2025 on a Positive Note
The Tunisian leasing company, ATL, has closed the second quarter of 2025 with a positive performance. Approvals have increased by 9.9% year-over-year, reaching 129,802 million Tunisian dinars (MTND). All sectors have recorded an improvement in their order book, except for tourism, which has decreased by 11.7% to 29,747 MTND. On the approvals side, a slight increase of 0.9% to 105,096 MTND has been observed, driven mainly by the Services and Commerce segment (46,565 MTND).
Since the beginning of the year, cumulative approvals have reached 273,757 MTND, representing a 10.7% increase compared to June 2024. The total value of commitments has reached 719,656 MTND, compared to 651,790 MTND last year. The company's performance is also reflected in the notable improvement in the rate of classified claims, which has decreased to 7.9%. In absolute value, non-performing claims have decreased by 4,370 MTND, a remarkable performance given the current economic context.
To support its activity, the company continues to rely on debt, with a loan balance of 423,391 MTND. Gross leasing revenue has increased by 4.7%, reaching 194,933 MTND, while net revenue has grown by 10.4% to 48,490 MTND. The net profit (PNL) has reached 30,408 MTND, representing a 13.3% increase compared to the first half of 2024. In parallel, operating expenses have followed a similar trend, increasing by 11.1% to 8,882 MTND.
These solid results are expected to support the dynamics of the ATL stock on the stock market. Since the beginning of the year, the stock has shown an impressive return of 49.18%, making it one of the best investments in the financial sector.
