Arab Tunisian Bank (ATB) to Strengthen Financial Structure through Strategic Capital Increase
The Arab Tunisian Bank (ATB) is set to launch a strategic capital increase aimed at reinforcing its financial structure, specifically designed to support a comprehensive restructuring plan: IT modernization, new organizational model, digitization, and targeted network optimization. Thanks to the total commitment of its reference shareholder, Arab Bank, this operation is expected to revolutionize the institution for tomorrow's challenges.
Key Highlights of the Strategic Plan
- The ATB is taking a decisive turn with a capital increase of 77 million Tunisian dinars (Mtnd), through the issuance of 22 million investment certificates reserved for Arab Bank, its main shareholder.
- This move will increase the bank's capital from 128 to 150 Mtnd, strengthening its equity and covering reported losses estimated at 65.4 Mtnd.
- The operation goes beyond mere financial reinforcement, as it is part of a global transformation plan that places innovation and modernization at the heart of the action.
Transformation Plan
The transformation plan includes:
- Refurbishment of the IT system
- Digitization of services
- Optimization of the agency network
- Internal reorganization centered on the customer
Upcoming General Assembly
The extraordinary general assembly, scheduled for November 28, 2025, will seal this decision, which also meets the requirements of the Central Bank in terms of solvency and transparency, ensuring durable stability.
Market Context and Client Confidence
Despite a difficult operational context marked by a significant decline in net income in the first half, the dynamics of deposits (+8.9% in the third quarter) testify to renewed customer confidence, offering a favorable terrain for the implementation of this strategy.
Future Prospects
By combining financial solidity and ambitious restructuring, the ATB is not only recovering but reinventing itself, ready to face the challenges of the Tunisian market, strengthen its competitiveness, and establish itself as a modern, agile, and resilient banking player, capable of meeting the current and future needs of its customers while preparing the ground for sustainable growth and a strengthened strategic position in the national financial landscape.
A New Era for the Bank
This transformation, the result of a bold vision and a determined commitment, opens a new era for the bank, where innovation, performance, and trust come together to shape the future in the most productive and fruitful way possible.
