BIAT Ends 2025 on a Positive Note
The year 2025 is ending on a generally positive note for BIAT. The bank is showing strong vitality, driven by a net banking product (PNB) that has exceeded 1,595.1 million Tunisian dinars, representing a 7.8% increase over the past year.
Key Financial Highlights
This solidity is based on a balanced financial mix:
- Revenue from the securities portfolio and financial operations accounts for 46.5% of revenue, serving as the primary driver
- Interest margins and commissions continue to play a crucial role as essential pillars
Operational Management
In terms of management, BIAT remains on course despite a slight increase in operating expenses (+8.9%). The operating coefficient stands at 45.4%, indicating that cost control remains generally under control in a changing environment.
Client Confidence
Client confidence is also evident, with deposits increasing by over 7%, driven by a marked enthusiasm for savings.
