Attijari Bank Closes 2025 with a Testimony to its Great Maturity
The key figure to remember is a 7.6% increase in customer deposits. This result is all the more significant as it is based on a solid progression of savings (+8.7%) and demand deposits (+7.9%). Despite a complex economic context, customers continue to place their trust in the bank's solidity.
Financing with Caution
On the financing side, the bank has chosen to be cautious. The credit outstanding shows a slight decline of 2.8% (7,133.8 million dinars), reflecting a controlled risk management strategy and a careful reading of the market.
Operational Stability and Performance
From a financial perspective, the year is marked by great stability:
- Net banking product (PNB): 709.5 million dinars (+0.2%).
- Operating expense ratio: 51.8%, indicating a mastery of operational costs despite an increase in charges related to the bank's investments.
Social and Environmental Impact
Beyond its financial performance, Attijari bank distinguished itself in 2025 with concrete actions with a significant social and environmental impact. For example, in collaboration with GIZ and UNDP, the bank has multiplied initiatives for equality. From the Gender Diversity Management program to the GEWEET project — which supports artisans in southern Tunisia in their digital and tax transformation — the bank is positioning itself as a driver of women's economic empowerment.
Humanitarian Commitment
Another example is the bank's commitment, which has also taken on a humanitarian dimension with significant support for the neonatal service at Jendouba Hospital. This project now enables better care for over 1,000 premature babies each year.