Amen Bank's Ordinary General Assembly: A Review of 2025 Performance
The Ordinary General Assembly of Amen Bank, held on Thursday, April 30, 2026, at its headquarters, reviewed the bank's performance for the 2025 fiscal year with a strong presence of shareholders. A total of 158 participants were present or represented, holding 25.7 million shares, equivalent to 71.98% of the capital, a quorum level well above regulatory requirements.
Validation of Financial Statements
Without surprise, the auditors validated the financial statements as of December 31, 2025, confirming their compliance with current standards. No significant shortcomings were noted, either in terms of internal control or accounting and prudential rules.
Operational Performance
On the operational front, the bank is showing improving indicators. Customer deposits reached 8,720.4 million dinars (MD), up 8.79% compared to 2024, driven primarily by the dynamics of sight deposits and savings. Credits, on the other hand, recorded more moderate growth of 3.26%, standing at 7,537.8 MD.
Net Banking Product and Profit
In this context, the Net Banking Product (PNB) increased by approximately 4.2%, reaching 590.1 MD, supported by a favorable evolution of revenues and a relative control of banking charges. As a result, the net profit stands at 248.65 MD, up 8.13% year-over-year. The bank's own funds continue to strengthen, reaching 1,707.4 MD, while prudential ratios remain comfortably above regulatory thresholds, confirming the financial solidity of the institution.
Dividend Distribution
Based on these performances, the General Assembly approved the distribution of a dividend of 3.600 dinars per share, corresponding to a distribution rate of 50.56%.
Strategic Objectives
Beyond the numbers, Amen Bank aims to consolidate its role in financing the economy, particularly in the direction of small and medium-sized enterprises (SMEs). The bank also continues its diversification strategy, developing its activities in investment banking, strategic consulting, restructuring, and financial engineering. In parallel, it is strengthening its commitment to the energy transition, supporting projects related to decarbonization and renewable energies.
Digital Transformation and CSR
Finally, artificial intelligence is emerging as a key axis of transformation, with the objective of optimizing internal processes, refining risk management, and improving the customer experience. On the non-financial front, the bank continues to strengthen its corporate social responsibility (CSR) commitment, recently recognized with new awards.
