Amen Bank Announces 2025 Financial Results
Amen Bank has announced a net income of 248.7 million Tunisian dinars (MTND) for 2025, representing an increase of 8.1% compared to 2024. The bank's equity has thus reached 1,707.4 MTND. The capital and Tier 1 ratios stand at 16.85% (compared to a regulatory minimum of 10%) and 12.47% (compared to a minimum of 7%), respectively.
Consolidated Financial Statements
The consolidated financial statements show a net income attributable to the group of 264.8 MTND, representing a year-over-year increase of 8.7%. The Board of Directors has decided to convene the Ordinary General Meeting on Thursday, April 30, 2026, and to propose, subject to the approval of the Central Bank of Tunisia in accordance with Circular No. 2026-03 of January 29, 2026, the distribution of a dividend of 3,600 TND per share, representing 72% of the nominal value. Last year, the bank distributed 3,300 TND per share, confirming its status as one of the best banking investments in recent years.
Performance and Outlook
In addition to a yield of 5.38% calculated based on the closing price, the stock has a market return of 20.40%. Shareholders have also benefited from a double capital increase in 2023 and 2024. The bank's performance is solid, allowing it to achieve growth despite a challenging economic and operational environment. As part of a diversified group, Amen Bank benefits from strategic synergies, shared expertise, and risk mutualization, which enhance its ability to navigate a constrained environment. This foundation provides increased resilience, not only to absorb economic shocks but also to pursue investments and seize development opportunities that more isolated players would struggle to realize.
